Member resources
Everything you need to get organized before you buy.
The Augusta Homeownership Club gives buyers simple, practical tools they can use at every stage of the journey.
Mortgage Calculator
Estimate a monthly payment and start understanding how price, down payment, interest, taxes, and insurance work together.
Mortgage Checklist
Know what documents to gather before speaking with a lender, from income records to bank statements and ID.
Walkthrough Checklist
Bring a simple room-by-room checklist to showings, walkthroughs, and final inspections so you know what to look for.
Buyer Readiness Tools
Use quick quizzes to understand your next step, whether you are browsing, preparing, or ready to talk with a pro.
Try the calculator
Get a quick payment estimate.
This simple calculator is for education only, but it gives visitors a helpful starting point before they speak with a lender.
- Estimate principal and interest
- Add taxes and insurance
- See how down payment changes the monthly estimate
Estimated Monthly Payment
Estimate includes principal, interest, taxes, and insurance. It does not include HOA fees, mortgage insurance, lender fees, or other costs.
Interactive quizzes
Give visitors a reason to engage.
These quizzes turn curiosity into a conversation while helping buyers understand where they are in the process.
Can You Buy a Home Quiz?
A friendly readiness quiz that helps visitors think through savings, credit, income, timeline, and next steps.
Take the QuizDo I Need a Realtor Quiz?
A quick quiz that explains how professional guidance can help with searching, negotiation, paperwork, and timelines.
Start the QuizWhy homeownership matters
Homeownership can be more than a place to live.
For many households, homeownership can support long-term stability, equity growth, community connection, and a greater sense of control over the future.
Stats shown are for educational purposes and should not be interpreted as a guarantee of future home values, savings, or wealth building.
Estimated homeowner median net worth
NAR reported a 2025 estimate of $430,000 in median net worth for homeowners.
Estimated renter median net worth
NAR reported a 2025 estimate of $10,000 in median net worth for renters.
Reported wealth gap
NAR described the typical homeowner as 43 times wealthier than the typical renter based on its 2025 estimate.
Broader life benefits
Research summarized by Habitat for Humanity links homeownership with stability, education, health, civic engagement, and financial opportunity.
Ready to start?
Join the Augusta Homeownership Club today.
Get access to checklists, calculators, quizzes, local homebuyer tips, and resources designed to make the process easier to understand.
Sign Up for Free